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Knight Capital Sdn. Bhd.

About Us

25Years in Financial Services

Better solutions in Financial Services.
Established in 1997, Knight Capital, prides itself to be among Malaysia’s most valuable financial services companies in the private sector. Over the years, we’ve diversified into many new businesses in order to better meet the needs of our customers. We follow a unique business model of helping empower companies and businesses that enjoy the best of entrepreneurial independence.

Today, our operations span over key industries that form the foundation of every modern economy: Finance, security, consulting services, energy, information technology and real estate.
Our federated structure enables each business to chart its own future and simultaneously leverage synergies across the entire Group’s competencies. In this way, the diversity of our expertise allows us to bring our customers the best in many fields.
Our Vision
To be the premier lending company known for our commitment to understanding and meeting the unique financial needs of our clients. We envision a future where Knight Capital is synonymous with flexibility, reliability, and innovation in lending.
Our Mission
At Knight Capital, our mission is to provide tailored financial solutions that empower businesses to achieve their financial goals with confidence. Through personalized service, we strive to build lasting partnerships based on trust, integrity, and exceptional results.

Core Values

Client Focus

We always strive to create the best financial packages to suit our clients’ immediate and long term financial needs. We completely understand that business owners require financial resources tailored to their specific needs. To us, each client project is unique with its own challenges and solutions. We thrive on “creative financing” and “out-of-the-box” lending arrangements because we know that our clients work hard to make their businesses succeed. Accordingly, we make it our responsibility to work just as hard to help them achieve their business goals.

Integrity in management practices & customer service

We continuously work on upholding the highest level of organizational integrity whether it is commitment to good customer service or fair employment practices. We build good working relationship with a client before and after a loan is disbursed as, to us, this is crucial in providing great customer experience to grow a loyal customer base. As the earning of trust is a constant and continual effort, we are transparent in all our financial disclosures.

Excellence in what we do

It is our belief that the execution of duties with excellence leads invariably to success. For our stakeholders, we strive to yield an above-average rate of returns. We achieve this by creating maximum value to the wealth for the company with uncompromising and unflinching adherence to sound business and financial practices. For our employees, we ensure a secure and satisfying career by providing them a healthy and caring work environment. We rejoice in our workforce and strive to provide an enriching environment that generates value for all.

Corporate Social Responsibility (CSR) Statement

At Knight Capital, we believe in the power of responsible lending to create positive impacts beyond financial transactions. Our commitment to Corporate Social Responsibility (CSR) guides our interactions with stakeholders, communities, and the environment.

Ethical Practices
We uphold the highest standards of integrity, transparency, and fairness in all our lending practices. We prioritize customer welfare by providing accessible and affordable financial solutions that empower businesses to achieve its goals.


Community Engagement
We are dedicated to giving back to the communities we serve. Through partnerships and initiatives, we support local economic development, education, and social welfare programs. We encourage our employees to participate actively in volunteer activities and community service efforts.
Environmental Sustainability
Recognizing our responsibility towards environmental sustainability, we are committed to minimizing our carbon footprint and promoting eco-friendly practices. We integrate environmental considerations into our operations and support initiatives that contribute to a cleaner and healthier planet.
Employee Well-being
Our employees are our greatest asset. We foster a culture of inclusivity, respect, and professional growth. We prioritize their well-being by offering a safe and supportive work environment, competitive benefits, and opportunities for career development.

Governance and Compliance
We adhere to rigorous governance standards and regulatory requirements to ensure accountability and trustworthiness. Our commitment to ethical conduct extends to our interactions with regulators, investors, and business partners.

Continuous Improvement
We continually assess and enhance our CSR initiatives to align with evolving societal needs and expectations. We engage with stakeholders to solicit feedback and implement strategies that promote sustainable development and long-term value creation.

To us, CSR is not just a commitment but a core part of who we are. We are dedicated to making a positive impact on society while maintaining our position as a responsible and trusted leader in the lending industry.

Our Achievement & Certifications

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MESSAGE FROM MANAGEMENT: STAY INFORMED
At Knight Capital, we take our role as responsible corporate citizens very seriously and uphold the highest standards of conduct for ourselves and our partners.
We maintain an open-door policy, welcoming prospective customers to visit us in person for loan inquiries. Alternatively, you can reach us via our landline numbers or use the inquiry form on our website to ask your questions.
Please note that we do not engage the services of individual agents, companies, or financial consultants to promote our loans in exchange for fees or commissions. Additionally, we do not use WhatsApp groups to market our loan products. We strongly oppose such practices and encourage you to report any related incidents immediately by sending a WhatsApp message to 012-2348151.
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Our Services

Working Capital Financing
Our working capital solutions are designed to complement our customers' existing lines of credit, providing the cash flow necessary to fuel business growth and maintain competitiveness. Customers can access additional funds to manage their day-to-day operational expenses.

Key Features:
  • Flexible Repayment Terms: Includes options for delayed capital repayments and repayment breaks.
  • Improved Cash Flow: Ensures sufficient funds are available to cover daily expenses, maintaining smooth operations.
  • Flexibility: Offers versatile financing options, such as overdrafts and revolving credit, allowing for flexible use of funds.
  • Short-term Solutions: Provides a quick financial boost to address temporary cash flow shortages.
Revolving Credit
Our revolving credit provides a flexible financing solution that allows businesses to borrow, repay, and reborrow funds up to a predetermined credit limit. This arrangement is ideal for managing short-term cash flow needs, covering unexpected expenses, and making flexible purchases. It offers quick access to funds without the need for repeated loan applications, with interest charged only on the borrowed amount, making it an economical choice for short-term financial management.

Key Features:
  • Businesses are granted a maximum credit limit based on their creditworthiness and financial standing.
  • Funds can be drawn up to the limit, repaid, and reborrowed, provided the credit limit is not exceeded.
Term Loans
Our term facilities offer customers access to mid or long-term business financing, enabling them to expand their operations effectively. With loan amounts up to RM 500,000.00, we provide flexible terms and competitive interest rates, allowing customers to tailor their repayments according to their business cash flow. Fixed monthly repayments help clients preserve funds, manage budgets, and cover long-term expenditures.

Key Features:
  • Fixed or Variable Interest Rates: Term loans can come with either fixed or variable interest rates.
  • Repayment Schedule: The repayment schedule is typically structured into regular installments, which can be monthly, quarterly, or annually, as agreed upon at the outset of the loan.
  • Collateral Requirements: Depending on the loan amount and our risk assessment, term loans can be secured by collateral such as property, equipment, or other valuable assets. Unsecured term loans, though available are generally offered only to repeat good paymasters who have a good credit score.
Business Purchases Loan
Our Business purchase loans are specifically designed for business owners seeking to acquire essential resources such as raw materials, semi-finished products, finished products, commodities, and capital equipment. Whether a business is looking to own or lease equipment, our business purchase loans ensure that businesses have the necessary tools to grow. With our 100% financing option, businesses can immediately purchase the required equipment ensuring uninterrupted growth and operational efficiency.

Key Features:
  • Tailored Monthly Repayments: Our loan repayments are structured to align with your business's repayment capacity.
  • Flexible Financing: Finance multiple equipment purchases with up to 100% of the cost covered.
Bridging Loan
Our bridging loans are a short-term financing solution designed to provide immediate funds to businesses until they can secure a more permanent form of financing. This type of loan, typically ranging from a few weeks to a year, offers quick access to capital, often with a faster approval process compared to traditional loans. Our bridging loans feature flexible repayment terms, including interest-only repayments during the loan term with the principal repaid at the end of the loan tenure. Commonly used to bridge the gap between purchasing a new property and selling an existing one, manage business cash flow during periods of financial instability, finance property renovations or developments, or purchase properties at auctions, our bridging loans provide a crucial solution for funding gaps, allowing borrowers to proceed with their plans without delay.

Key Features:
  • Speed and Convenience: Quick access to funds in time-sensitive situations.
  • Flexibility: Can be tailored to meet the specific needs of each borrower, with various repayment options available.
  • Solution for Funding Gaps: Provides a temporary solution to financial gaps, allowing businesses to proceed with their plans without delay.
Small Business Loans For Women Entrepreneurs
This loan is designed to encourage women explore businesses as a way of earning additional income and, more importantly, to assist them make positive life-changing career choices. Whether a woman is a new entrepreneur or already operating a small enterprise, we structure facilities that will be suitable to initiate the start-up of small business or fuel the existing one. Our key features: no collateral requirements, easy application process and increase in credit line for qualified businesses that show good potential.
Professional Alternative Financing Solution for Islamic-Friendly Businesses
Our specialized profit-sharing facility tailored for Islamic-friendly businesses supports a wide range of projects. We provide comprehensive financing, covering up to 100% of project cost those who meet our requirements.
This ensures our customers have the necessary funds to cover all project-related expenses without the need for personal capital investment.
Our repayment structure is aligned with project delivery milestones and progress payment claims, eliminating the need for monthly payments. This approach allows our customers to focus on project completion without the burden of immediate repayments. The profit-sharing ratio is flexible and determined based on each project's profit margin.

Best solution for your financial services?

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+603-2093 9135